Here is what working with Lakes Area Realty St. Paul in Saint Paul typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.
For home buyers
First buyer meeting
A conversation about price range, neighborhoods around Saint Paul and the buyer agreement you sign before tours.
Showings in Saint Paul
Scheduling private tours, previewing listings and flagging issues worth a closer look.
Writing and negotiating offers
Pricing an offer from recent nearby sales and negotiating repairs, credits and timelines.
Getting to the closing table
Coordinating with the lender, title or escrow office and the other agent so nothing slips.
Selling a home
Home valuation
A written price opinion built from sold, pending and active Saint Paul area comparables.
Getting the home market-ready
Staging suggestions, small fixes and scheduling professional photos.
MLS listing and marketing
Listing on the local MLS and syndication to the major home-search sites.
From showing to sold
Feedback after showings, multiple-offer handling and closing coordination.
How a typical transaction works
- ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
- PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
- Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
- NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
- CloseFinal walk-through and signing with the title or escrow company under Minnesota rules.
Typical costs on a Saint Paul home
Illustrative figures for a home at the local typical value of $294,297. Real numbers depend on your agreement, lender and title company.
| Item | Rate | On $294K |
|---|---|---|
| Listing-side commission (negotiable) | 2.5–3% | $7,357–$8,829 |
| Buyer-side compensation (negotiable) | 2–3% | $5,886–$8,829 |
| Buyer closing costs (lender, title, escrow) | 2–5% | $5,886–$14,715 |
| Home inspection | flat | $350–$600 |
Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).